> Home > Policy information > Payment options
The cheapest way to pay is to make a single annual payment in advance. The easiest way to pay is by spreading the cost over 12 monthly instalments.
Pay by credit or debit card
This is a one-off payment in advance, which will be taken by credit card or debit card through our secure server when you have completed your application.
Paying by instalments
This enables you to spread the annual cost and pay monthly by Direct Debit. This facility is provided by a simple finance agreement.
The single annual premium cost is increased to include interest and divided by 12 to calculate the monthly payments.
If you apply online you will be offered the choice to select the instalment option and complete the Direct Debit mandate - and you will then have instant cover. Your Direct Debit confirmation agreement will be sent separately by post. The first payment will be taken from your account 10 days (or the nearest working day) after the commencement of your policy.
Applying by phone
To apply by phone, call us on 0345 450 7249.